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Call Easterns Automotive Group at (877) 863-6107 for more information.Does not include tax, title or fees. Limited offer with approved credit on select vehicles at participating dealers. See participating dealer for details. Your down payment on other vehicles may vary. Sample deal: 40 monthly payments of $34.67 per $1000 financed at 21% APR. Your payment and interest rate may differ from … "Your Job Is Your Credit" — how does this work? I've seen a ton of local dealerships (mostly Nissan/Dodge/Chrysler/Jeep places) making similar offers for $0 down + your job is your credit if you make at least $12/hr. How does this work? I'm assuming it's not good for the buyer, but is it as bad as, let's say, a BHPH? Sort by: Aromatic_Homework921. That's why we remove credit hassles from the equation! Bad credit, no credit, or new credit—you can afford a dependable used car with us because your job IS your credit. 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